I am new to this. Perfect credit but only a little over 2 yrs old as I just moved here from Brasil a couple of years ago. I have never had a problem getting credit. I just closed a line of credit I never used from Bank of America for 20,000. I have furniture I bought for 6,000.00. I still owe 3,500.00. Coming up in January we have to start making payments at a ridiculous interest rate if we don%26#039;t pay off (can%26#039;t) or transfer the debt...etc...can anyone tell me what kind of rate might be acceptable for someone in my position??? Or give any suggestions%26gt;?
Credit card apr?
The furniture store play this game, they give you interest free financing for so long and after that expires, they really rip you off. I think they are probably charing you over 20%. If you can%26#039;t pay right now, go to chase or citi website and apply for a credit card good for balance transfer and then transfer the balance into your new account.
Credit card apr?
The best interest rate is 0. Get another job, sell some of your stuff, and pay off our debt.
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