When applying for a consolidation/personal loan, is pension contributions considered an asset?

I am planning on applying for a consolidation loan, which will include my credit card debt plus a car loan. I currently have a vehicle loan, but am planning on selling it, paying off that loan and paying off credit card debt with the profit made on the vehicle and then reapplying for a consolidation loan to clear my credit cards. I%26#039;m also planning on putting a loan for a less expensive vehicle as part of the consolidation loan.

Just wondering if the contributions I have been making into my pension at work would be considered one of my assets when calculatiing net worth. I know RRSP%26#039;s and equity in a house, etc, are, but am unsure about pension contributions.

When applying for a consolidation/personal loan, is pension contributions considered an asset?

What country are you in. Your income counts towards a loan because in a pinch you could decrease contributions to a pension or retirement plan to pay down the loan. But here in the states, retirement plans and accounts are protected from creditors, so what is already in such accounts cannot be used as collateral for a loan.

When applying for a consolidation/personal loan, is pension contributions considered an asset?

People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally sought%26lt;!--by persons who want to consolidate their loans.Some banks prefer to provide loans in an incremental order. First time customers are given loans ranging from $200 to $500, depending on their net income. You can get more about personal loans here,

http://best-loans.awardspace.com/persona...

These customers can later apply for loans up to $1,500. Loans of greater amounts can be fetched through secured personal loans. These loans are passed by taking your property or home as collateral--%26gt;The interest rates on secured loans are lower than unsecured loans. However, there is always the risk of losing your house or property if the loan is not repaid.

When applying for a consolidation/personal loan, is pension contributions considered an asset?

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When applying for a consolidation/personal loan, is pension contributions considered an asset?

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