Dear friends. i have debt of 4 lack. i am really feeling depressed in clearing this, how to clear??

i have 2 credit cards , both cards are used for my marriage purpose recently.

2 lac of personel loan,

i have income of 15 k / month .

this is my big problem. i spent all the money in clearing the debts on credit cards, then what about the family. how can i plan to clear my debt.

Dear friends. i have debt of 4 lack. i am really feeling depressed in clearing this, how to clear??

First of all, %26quot;credit relief%26quot; companies are risky. Some are scams that charge hundreds in fees, and you end up even more in debt. Don%26#039;t use links that anyone gives you on here...you never know when someone is spamming.

Try to consolidate both cards onto one low-interest card, and the DON%26#039;T USE THE CARD for anything else. The low interest is usually ONLY for the transferred balance, not for new charges. New charge interest rates are usually high.

Make regular payments on the card, for as many times the minimum amount as you can afford. Always make a payment on the card, every month. Any time you can pay more, do it. It takes a while, but it%26#039;ll get done eventually. You don%26#039;t need loan consolidation, bankruptcy, %26quot;credit counseling%26quot;or anything else drastic like that.

Dear friends. i have debt of 4 lack. i am really feeling depressed in clearing this, how to clear??

Hi,

You should either go for a proper debt consolidation or bankruptcy. Check out http://financeguru.consumerspot.info for some useful info and tips on debt consolidation. Good luck!

Dear friends. i have debt of 4 lack. i am really feeling depressed in clearing this, how to clear??

If you are looking for help, I work with reputable companies that offer Credit Counseling, Debt Settlements, Credit Restoration, and Credit Education. If you would like more info, feel free to contact me or visit my website: www.helpmycreditweb.com

Dear friends. i have debt of 4 lack. i am really feeling depressed in clearing this, how to clear??

you make quite a bit of money for someone who can%26#039;t spell and doesn%26#039;t seem very smart.

Dear friends. i have debt of 4 lack. i am really feeling depressed in clearing this, how to clear??

You seriously need to sit down and look at what your buying. You need to stop the bleeding now. Leave your credit cards at home and start using your debit cards. This way you know who much you have and you%26#039;ll never max out. Look at your debts, kill off your debts from smallest to the largest. Time to budget your money. Because if your making 15k a month than your spending money like water, time to stop the water and work on your debt problems. Avoid debt consoliations, they are risky and are not always idea. Your problem is really your spending habits.

Also consider selling stuff you don%26#039;t use, like that lamp in the family room, or the extra TV in your bed room.