People in Debt??????

How are people getting $30,000+ in debt? How do you still have credit to qualify for credit cards and things that put you into debt? I have one credit card that I owed $1100 on and I can%26#039;t qualify for anything now.

People in Debt??????

Predatory Lenders

People in Debt??????

make your payments

People in Debt??????

It took me several years to pay off my thousands in debt from student loans. I also had a credit card which I used frequently and amounted to 3,000 in debt. I was able to finance a car and buy a home because I was never late in payments, nor did I only make the minimum payment.

They will almost always approve you because they WANT you to spend money of course.

If you aren%26#039;t approved you need to check (and rectify) your credit rating. Bad credit will haunt you.

People in Debt??????

Banks and organizations offering credit cards to vulnerable people who cannot afford it and they know it. 100% home loans make it attractive to people who have nothing as a down payment.

People in Debt??????

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Sometimes it%26#039;s a matter of %26#039;the more you make, the more you spend.%26#039;

Also, in college, you can get credit cards till the cows come home.

And credit card debt is the worst type of debt there is I believe. You carry a high balance and make a minimum payment which does next to nothing to the balance. And if you keep your payments current, some credit cards will actually raise your limit which only causes you to go deeper into debt.

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People in Debt??????

Good that they will not extend more credit to you. Pay off what you owe and to be honest, as a former financial adviser. Pay cash for everything if you can. If you can%26#039;t afford to pay cash for something then don%26#039;t buy it.

People in Debt??????

as long as you make your payment on time and have good credit, you are able to keep getiing more and more. I have a mortgage, student loans, a car payment and credit cards and added all up it%26#039;s well over 100,000 in total debt. But I make all my payments on time so I keep getting offers for more credit. Once you have bad credit by defaulting on a payment it is very difficult to get more. Thats why people can get into so deep of debt, they just keep on paying!

People in Debt??????

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You owe it to yourself to and your family to investigate.

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People in Debt??????

Hi,

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