Paying off debts for a disabled family member?

My mother suffered a major stroke about a month ago and the doctors said she will be incapacitated permanently, she does not talk and is being fed by the tube, therefore the possibilities of her ever going back to work again are really slim. With this said, me and my siblings are trying to work with her creditors to see if we can work out a deal in reducing her credit card debts, is this possible? Would they be able to reduce interest in her credit cards, we want to close them out, but we don閳ユ獩 know how this works out, my mother was not working at the time she suffered the stroke, and she does not have any life insurances that would help pay out debts due to permanent incapacity. What can we do?

Paying off debts for a disabled family member?

ask for settlements

Paying off debts for a disabled family member?

I don%26#039;t think you have to pay her debts. They aren%26#039;t your problem.

Paying off debts for a disabled family member?

You are not responsible for her debts.

The CC companies take the risk that their customers may become disabled or dead before paying ... that is one of the reasons there is interest.

If the collectors continue to hound you and your siblings about the debts of your disabled mother, politely inform them that you are not responsible for her debt, and will not be harassed. Read up on the Federal Fair Debt Collection Practices Act, and keep those collectors in their place!

Of course, after a few tries to get them to behave, and a few reports to the FTC [form link below] ... you may resort to the hand-held air horn ... make sure you warn them that you will be answering their calls with an air horn from now on, and then NO MERCY!

Let these scum who harass you while your mother%26#039;s care should be your top priority suffer.

Paying off debts for a disabled family member?

You are not responsible for you parents debts. Check with a financial lawyer (Bankruptcy Attorney) and see what your Mother%26#039;s options are.