Should I Refinance?? Report to Credit Beuro???

I just bought a house last year and my interest rate was 6.5%. I wanted to refinance to combine my mortgage and my car note (7%). This is my first time refinancing and I don%26#039;t know if I should or not. My credit is around 690 and I just paid off 1 collection debt, 3 credit cards last week. SHould I call the credit beuro and report about paid off debt before apply any refinancing?

Should I Refinance?? Report to Credit Beuro???

Personally, I would check out http://lendingtree.com to see what you can get. If it can save you a good amount of money it would be worth it. Lending Tree will have 3-4 different lenders compete to give you the best deal.

See refinancing tips at my blog http://home-refinance-information.blogsp...

Should I Refinance?? Report to Credit Beuro???

I wouldn%26#039;t refinance your house just to add on a car note. Then you would be making one payment instead of 2 - and it would take so much longer to pay off - and think of the interest you will be paying. I would continue to pay for the 2 seperate. and, calling the credit card company to report your paid off debt won%26#039;t do anything - they can%26#039;t take your word for it - they will hear it from the credit card companies themselves.

Should I Refinance?? Report to Credit Beuro???

Hi,

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