Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

I hear about people who have bad credit,

how can they approve for a new credit cards that PAYS OFF THE DEBT/A GOOD FRACTION of the debt?

I am not relating to the IMAINE VISA card and those kinds.

I don%26#039;t mean the credit card with a limit of $300-$500.

What are these kind of credit cards called,how do you get approved?

I have poor to bad credit and are working on repairing it,I just need a credit card for emergancy since I%26#039;m going to Europe.

(The trip and other expenses is of course paid cash).

What would be the spending limit on it?

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

I believe you are referring to what is call an %26quot;unsecured credit card%26quot;. They are primarily for bad credit or for starting a credit history. Their limits range from min of $300 to $500, and in some cases to $750.

You can check this web site http://www.newhorizon.org/Info/unsecured... - They have many offers for unsecured credit cards.

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

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Credit In The U.S.

Consumer Bad Credit Guide - Home Report It

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

If you go to my profile look under credit. They are all there. Yes the providers give out cards quite often.

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

You spent a short time tearing down your credit and now you will spend a long time building it back up again, We had to go a Chapter 7 due to things beyond our control, the company I worked for went out of business an d by wife fell and is now an invalid. It took me over 4 years to build up a good credit rating went from 580 to 739 now I get credit app%26#039;s from all over, got 3 more to day. I have 3 credit cards and that is all I need. I don%26#039;t charge more on any card that I can%26#039;t pay off in 2 payments. My first card had a $600 limit, fine with me, my second card was $2500 limit, I was shocked, my third card was for $1750. If you have the extra cash you might look into a %26quot;secured%26quot; card where you put up the cash first and draw against it. Nobody has to know what is going on. As I remember you can keep putting money back on the card the same as if you were making payments, something you might look into.

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

You don%26#039;t need a credit card for emergencies. You need cash for emergencies. Emergencies are what put people into bankruptcy.

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

Small steps like paying your bills on time and using only part of the credit available to you. Also use your credit cards for making small payments regularly, so that it is reflected in your credit record. More tips available at http://www.acreditlibrary.com/buildcredi...

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

Some banks specialize in credit cards for people with bad credit, for example First PREMIER bank http://www.apply-online-credit-card.info... If you are looking for establishing good credit you should

1. pay your bills on time

2. pay not only required amount but in full each month

3. don%26#039;t overspend your credit limit

Though the best issue - to find a co-signer (with good credit history). In that case you can apply for card with better features and avoid high fees, eventually your credit limit would be higher. http://www.creditcardspecialist.com/Best...

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

Check this out http://www.cheap-credit-cards.org/chase-... OR http://www.cheap-credit-cards.org/visa-c...

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

Umm.. This is not going to be the most cheery answer.

People who have %26quot;bad credit%26quot; and are still recving credit card offers are not in good situations. They are most likely being approved at very high finance charges and other fees. People with bad credit should rip up these offers and wait a while to repair their credit. They will get better offers with better credit.

If you have poor credit and you are trying to improve it, a credit card is not necessarily your solution. If you try to get %26quot;any%26quot; kind of credit card just to pay for this trip, you will be paying a ridiculous finance rate. By the time you pay off your Europe trip, you would have paid 3 times what you borrowed and your credit might be worst than what you started.

If a person is trying to repair their poor credit, the last thing you want to do is add another inquiry to your list. Work on the credit you currently have.

1.Contact the companies (hopefully that are reporting positive info) and see if you qualify for an increase.

2. Try to work on the negative information reporting. If there are errors, dispute them with the agencies. If the companies don%26#039;t respond in 30 days, the account may be deleted.

3. There are too many ways to improve your credit and to give you advise without knowing what%26#039;s on your credit report would be too much. Order your score directly from TransUnion, Experian, and Equifax and they will give you %26quot;factors%26quot; that have lead up to your score. Then you will know exactly what to work on, instead of assuming. Once you receive your scores and you still don%26#039;t know what to do, you can even contact the agencies directly and they can explain what the %26quot;factors%26quot; mean. You can also look up information online, but you will get a thousand answers.

Go to https://www.annualcreditreport.com/cra/i...

to order your free report and then you can order the scores which ranges from $7.00 each.

To pay for the rest of your trip look into getting a small loan from your bank, or basically see what options your bank may have. Or best try a family member. ( A rich one if possible) And give them a proposal! Good luck.

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

The rebuild your credit cards are a trap and it is set up to make you fail. The reason for the cards with the small balances is to give you another one to help you in the bind you are in because you are not managing your money properly and they let you make the minimum, and now you have another $500, now you are upside down in that one, and here is another. Once you are late you will get the top interest rate and if you look at the agreement you signed, and probably did not really read, or you can go to that cards site and get it on line, you are looking at an interest rate of 21% or up to 34%. There is a law that is debated on Capital Hill at the moment that allows the creditors who look at your credit to increase all their lines of credit to the top interest rate. This is legal, and it is called an accelerated clause. The $500 credit cards are not going to be beneficial in Europe, and you will have to go direct to your local bank and see about a credit card or having someone open a secured card for you putting up the account money, trusting you to make the payments. They are not paid from the secured funds in the account. Good Luck and be safe on your adventures!

Bad Credit And Still Approved For New Credit Cards To Pay It Off With?

It depends on the credit card lender as to how much thell start you off with. bettyk